Best Life Insurance In Addition To Wellness Insurance

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Best Life Insurance In Addition To Wellness Insurance

Life Insurance together with Health Insurance

Is a production designed specifically for students who desire a thorough insurance benefits, when the unfortunate participants died either due to illness or accident; total permanent disability due to illness or accident; partial permanent disability due to accident; Daily compensation fund for the participants were admitted to infirmary together with likewise benefits when participants experienced or endure a critical illness.

Participants are likewise entitled to a cash value policy when the membership expires.

Advantages of Takaful Falah

     Extensive benefits
     Takaful Falah render consummate protection selection for participants consisting of:
  • Al-Khairat (Term Insurance)
  • Personal Accident (Personal Accident)
  • Total Permanent Disability (Total Permanent Disability)
  • Daily Hospitalisation Benefit (Cash Plan)
  • Compensation for Special Diseases (Critical Illness / Dread diseases)
  • Cash Value Policy
Freedom of ChoiceTakaful Falah render liberty for the participants to select the type of protection inward accordance amongst the wishes together with needs of the participants.


Sharing of Interesting
Falah Takaful volition render the results of 80% of the investment render on the Fund Savings Account participants.

Tabarru
Part of the premium diakadkan to deportment ane around other together with helping each other amidst the participants inward the trial of a disaster.

Currency

The programme is marketed inward the local currency.

Takaful premiums

Premium Payment
Can endure paid inward annual together with Burst

The amount of premiums
Premiums past times agency of annual payments of at to the lowest degree Rp 1.000.000, - (one 1000000 dollars).

Age of Participation
Entry historic menstruation to locomote participants from 17 years to sixty years amongst a calculation based on the historic menstruation nearest birthday.

menstruation of Agreement

     Entry historic menstruation addition maximum contract menstruation of 65 years
     Period of Insurance Agreement at to the lowest degree five years

Terms of Membership

     Physically salubrious (physically together with mentally) together with non beingness sick or beingness inward aid physician
     Filling Insurance Request Form together with follow the rules gear upward past times the Company's Underwriting
     Influenza A virus subtype H5N1 medical exam (medical) inward accordance amongst the provisions gear upward forth Underwriting Company

Al-Khairat (Term Insurance) is a Key Benefits. Given to the heirs if the Participant dies either due to illness or an accident.

Personal Accident Benefit Supplement is first. Granted to the Participant or Beneficiary if the Participant dies or partial permanent disability due to accident.

Total Permanent Disability (Total Permanent Disability / TPD) is a minute Additional Benefits. Given to participants when participants experienced a total permanent disability (Disfunction) due to illness or accident.

Daily Hospitalisation Benefit Fund (Cash Plan) is the tertiary Additional Benefits. Given to the participants during the Participant is hospitalized inward a infirmary due to illness or accident.

Cash Plan Benefits Main Benefits adjusted based on the next conditions:
Main benefits (Al-Khairat) second / d 10 1000000 Cash Plan - 100 (CP100)
Main benefits (Al-Khairat) second / d twenty 1000000 Max. second / d Cash Plan - 200 (CP200)
Main benefits (Al-Khairat) second / d xxx 1000000 Max. second / d Cash Plan - 300 (CP300)
Main benefits (Al-Khairat) second / d twoscore 1000000 Max. second / d Cash Plan - 400 (CP400)
Main benefits (Al-Khairat) over twoscore 1000000 Max. second / d Cash Plan - 500 (CP500)

Critical Illness Benefit (Critical Illness / Dread Diseases) is the 4th Supplementary Benefit. Granted to the Participant if the Participant is diagnosed amongst a critical illness or experiencing the life of the agreement. The 4th create goodness maximum of 50% of the Key Benefits.

Cash Value Policy

If participants alive until the goal of the contract, stopping or experiencing claims resulting membership expires, together with hence the concerned or their heirs volition endure paid the cash value policy next an accumulation of Premium Savings investment results.


Diseases covered past times critical Benefit Critical Illness / Dread Diseases

     stroke
     cancer
     First Heart Attack
     Coronary Heart Surgery
     Heart Valve Replacement Surgery
     Fulminant viral hepatitis
     Chronic Liver Disease
     Pulmonary Arterial Hypertension (Primary)
     Lung Disease End Stage
     Kidney Failure
     anemia Apastis
     Important Organ Transplantation
     Loss of mightiness Seeing (blind)
     Losing Hearing Capabilities (deaf)
     Loss of Speech (mute)
     coma
     multiple Sclerosis
     paralysis
     Muscular Dystrophy
     Alzheimer's Disease
     Disease Motor Neoron
     Parkinson's Disease
     Aorta Vessel Operations
     Big Burn
 ----------------------------------------------------

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